Exercise your options.

Zero personal capital.

Repay only upon exit.

Equitybee covers your full exercise cost - strike price and taxes. No personal debt. No selling shares. Simply own what you’ve earned.

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$345M+

Funded to Date

2900+

Employees Funded

900+

Startups covered

Trustpilot rating

Exercise Costs and Liquidity Calculator

Free and instant results. Not financial advice.

YOUR SUMMARY

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This calculator provides an estimate only. Actual costs depend on various factors not reflected here, including state income taxes, exact vesting and grant dates, and individual tax circumstances. Your accurate exercise cost and tax liability will be determined upon application, based on required documentation. Assumptions used: ISO exercise triggers federal AMT (not regular income tax) on the spread (FMV − strike); 2025 single-filer AMT exemption $88,100, phased out 25¢ per $1 above $626,350; tentative AMT at 26% / 28%; AMT payable = excess of tentative AMT over regular income tax on salary; standard deduction $15,000; federal only — state taxes not included.

The Equitybee Model

We cover the exercise costs.
You keep your shares.

Exercise cost & taxes covered

We cover your strike price and taxes. No out-of-pocket cost to exercise.

Non-recourse funding

You repay only if and when there's an exit. No exit — no repayment.

Keep your shares

Benefit from potential future gains if your company achieves a successful exit.

Looking for liquidity?

Access cash without selling your shares — with or without an exit.

Own your equity

How It Works

01
Apply

Sign up and securely share your option grant details.

02
Receive a Proposal

Get a free funding proposal tailored to you. Subject to your options review.

03
Get Funded

Equitybee covers your strike price and taxes.

04
Own Your Shares

Exercise your options and hold all your shares - no personal debt. Repay only from future proceeds.

check your eligibility

Join 2,900+ employees who exercised with no out-of-pocket costs

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