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More than 70% of US employee stock options go unexercised* and miss out on the upside of the companies they helped build. For many startup employees, the high costs and financial risks make them walk away from their hard-earned equity.
Don’t leave your equity behind. Equitybee has got you covered.
*Stats are according to the Carta H1 2025 State of Startup Compensation report.
Our flexible funding solution can be tailor made for every unique personal situation. Funding to exercise stock options, liquidity for stock options and reimbursement for shares you own.
Stock option holders looking to exercise with no personal capital
1. Covers the cost of exercise including taxes
2. No out-of-pocket expenses
3. No exit, No repayment - As simple as that
*No personal recourse as long as no default
Shareholders or stock options holders seeking liquidity
1. Access cash without waiting for exit*
2. Retain full ownership of your hard-earned equity
3. Potential tax optimization
* Check eligibility
Any employee who works or has worked for a private company and has vested stock options or shares worth at least $10,000 may be eligible for funding.
At Equitybee, we are not a secondary market. Rather, with Equitybee you might secure immediate cash, as you may do with secondary, but without selling your equity, and without going through the often long and complex process of secondary transactions.
Moreover, because you retain ownership of your shares, you leave the option open to enjoy additional profit in case of a successful exit event in the future. A successful exit is defined as one in which the proceeds from a liquidity event exceed the total funding amount (plus interest and fees).
As part of your registration, you’ll be asked to provide us with basic information about yourself and your stock options or shares. Next, we'll present your funding request to our global investor network. If a successful match is found, you and the participating investors will sign separate contracts to finalize the process. Funding is not guaranteed.
Equitybee provides you with the funding you need to exercise your options with no out-of-pocket fees. If you receive funding, you will only be required to pay back your funding if your company has a successful exit event! In this case, you’ll repay the original funding amount (inclusive of a 5% placement fee), plus interest and the predetermined percentage of the final share value. You will also pay a 5% stock appreciation fee only on the proceeds you retain only in case of future upside.
A liquidity event refers to an acquisition, merger, initial public offering (IPO), or any other occurrence within your company that enables shareholders to convert some or all of their shares into cash. A successful liquidity event occurs when the proceeds exceed the funding amount.